LTV, APR, DTI... it's enough to make your head spin. Let us break it down for you. Dig into our content to learn more about house hunting, first-time buyer mortgages, interest rates and so much more.
Today (19th June 2025), the Bank of England’s Monetary Policy Committee (MPC) has voted to hold the base rate steady at 4.25%. After cutting the rate for the second time last month, today’s decision was widely expected by the market, with the committee voting for a hold.
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If you’d like to protect your savings from falling interest rates, a Fixed Rate ISA will give you a guaranteed interest rate for an agreed period of time. All your interest will be tax-free too, but you won’t be able to make any withdrawals until the end of your chosen term. In this guide, we’ll cover all the Fixed Rate ISAs currently offered by Leeds Building Society. If you’re looking for the best Fixed Rate ISA available across the market, keep in mind that the familiar high-street banks don’t always offer the most competitive rates.
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A Fixed Rate ISA is a type of savings account where you lock your money away for a set period of time in return for a fixed interest rate. You’ll be protected from falling interest rates and your interest will be tax-free, but you won’t be able to make any withdrawals until the end of your chosen term. Keep reading to find out what Fixed Rate ISAs are currently offered by HSBC. If you’re looking for the best Fixed Rate ISA available across providers, keep in mind that some of the biggest banks don’t always offer the most competitive rates.
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A Fixed Rate ISA lets you earn a guaranteed interest rate on your savings for a set period of time. You won’t be able to access your savings until the end of your fixed term, but your interest rate will be protected from fluctuations during this period. And, since it’s an ISA, all your interest will be tax-free, making it easier and faster to grow your savings. In this guide, we’ll cover all the Fixed Rate ISAs currently offered by Halifax. If you’re looking for the best Fixed Rate ISA available across providers, keep in mind that the familiar high-street banks don’t always offer the most competitive rates.
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A Fixed Rate ISA is a savings account where you lock your money away for a set period and earn a guaranteed interest rate in return. Your interest will be tax-free and protected from fluctuating interest rates, but you won’t be able to withdraw your money until the end of your fixed term (usually between one to five years). In this guide, we’ll cover all the Fixed Rate ISAs currently offered by Skipton Building Society. If you’re looking for the best Fixed Rate ISA available across providers, keep in mind that the familiar high-street banks don’t always offer the most competitive rates.
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A Fixed Rate ISA is a type of savings account where your money is locked away for a set period, and in return, you get a guaranteed interest rate. Your interest will also be tax-free, but you won’t be able to withdraw your money until the end of your fixed term (usually between one to five years). In this guide, we’ll cover all the Fixed Rate ISAs currently offered by Coventry Building Society. If you’re looking for the best Fixed Rate ISA on the market, keep in mind that the familiar high-street banks don’t always offer the most competitive rates.
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A Fixed Rate ISA is a savings account where you put away money for a set period of time, usually 1-3 years. In return for locking away your money, you’ll receive a guaranteed interest rate for a fixed time period. Because it’s an ISA, your interest will also be tax-free, unlike funds saved in a normal savings account.
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A Fixed Rate ISA is a savings account where you put away a set amount of money for a fixed period of time, usually 1-3 years. In return for locking away your money, you’ll receive a guaranteed interest rate for the set time period. Because it’s an ISA, your interest will also be tax-free, unlike if you saved into a normal savings account.
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A Fixed Rate ISA is a savings account where you put away a set amount of money for a fixed period of time, usually 1-3 years. In return for locking away your money, you’ll receive a guaranteed interest rate for the set time period. Because it’s an ISA, your interest will also be tax-free, unlike if you saved into a normal savings account.
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A Fixed Rate ISA is a type of savings account where you put away money for a set period of time, usually 1-3 years. In return for locking away your money, you’ll receive a guaranteed interest rate for a fixed time period. Because it’s an ISA, your interest will also be tax-free, unlike funds saved in a normal savings account.
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Investing in the stock market can be one of the easiest ways to build wealth and reduce the impact of inflation, but how much should you invest? Some people recommend investing 10%, 15% or even 20% of your income, but the right figure for you will depend on your income, goals and attitude to risk.
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Getting rejected by a bank can quickly turn your dreams into a nightmare, whether you’re applying for a mortgage to buy your dream home, you’re trying to get a business loan, or you want to open a certain account they are offering… So what should you do when the bank says ‘no’?
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Since we acquired Nude back in February 2024, our product and tech teams have been working hard behind the scenes on what’s coming next for our award-winning savings app. Tembo has always prioritised simplicity and clarity, and with this redesign, we're taking these values to the next level. Our dedicated product and tech teams have been working tirelessly to ensure the app not only retains its unique charm but also aligns seamlessly with the Tembo brand and vision. And now, we're thrilled to be finally unveiling a fresh new look to make saving towards those big life goals even easier.
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Interest rates have risen over the last few years, making savings accounts much more rewarding than before. However, not all savings accounts are made equal. While some accounts like Cash ISAs offer 4-5%, the average rate offered by easy-access savings accounts is 3.08%. So where should you keep your money? Let’s take a look at the best savings accounts available on the market today.
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If you’d like to invest in the stock market but you’re not sure what you’re doing, index funds could provide a good starting point. Let’s take a look at how index funds work, how to invest in them and how they differ from other types of investment such as mutual funds and ETFs.
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A Cash ISA is a type of savings account that lets you earn tax-free interest on up to £20,000 a year. There are hundreds of Cash ISAs to choose from across dozens of providers, so which one is right for you? Let’s take a look at the Marcus Cash ISA rates to see how they compare to other Cash ISA accounts on the market.
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A Cash ISA is a type of savings account where you can save up to £20,000 a year without paying tax on your interest. This makes them perfect for long-term saving, as well as emergency funds if you use an easy-access account. So which Cash ISA should you choose? Let’s take a look at Zopa’s Cash ISA rates to see how they compare to other Cash ISA accounts on the market.
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A Cash ISA is a type of savings account where you can save up to £20,000 each tax year without paying tax on your interest. But with dozens of providers out there, it can be difficult to know which Cash ISA to choose. Let’s take a look at Plum’s Cash ISA rates.
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A Cash ISA is a type of savings account where you can earn tax-free interest on up to £20,000 each tax year. The right account can help you reach your savings goals sooner, but which one should you pick? Let’s take a look at how Yorkshire Building Society’s Cash ISAs work.
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A Cash ISA is a type of savings account that lets you save up to £20,000 each tax year without paying any tax on your interest. With the right ISA, you could reach your savings goals sooner and reduce the impact of inflation. But which ISA provider is right for you? Let’s take a look at Leeds Building Society’s current ISA rates and see how its accounts compare to others. It’s worth remembering that the big high-street banks don’t always offer the most competitive rates. To really make the most of your money, take a look at our guide to the Best Cash ISAs in the UK.
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A Cash ISA is a type of savings account that gives you tax-free interest on up to £20,000 each tax year. An ISA can help you to reach your savings goals faster and reduce the impact of inflation. But which provider is right for you? Let’s take a look at HSBC’s current ISA rates and see how it compares to others.
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A Cash ISA is a savings account that lets you save up to £20,000 a year without paying tax on your interest. With the right ISA, you could reach your savings goals faster and reduce the impact of inflation. But which ISA provider is right for you? Let’s take a look at NatWest’s current ISA rates and see how it compares to others.
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A Cash ISA is a savings account that gives you tax-free interest on up to £20,000 a year, making it easier to grow your savings and achieve your financial goals. Let’s take a look at Virgin’s current ISA rates and see how they measure up to other Cash ISAs available.
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If you’re struggling to save a deposit for your first home, the mortgage guarantee scheme could help you borrow up to 95% of the property’s value, meaning you’ll only need a 5% deposit. But how does the mortgage guarantee scheme work and is it the only low-deposit scheme out there?
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The UK election is only a few weeks away, and each party is making housing a key part of their housing policies. If you're a homeowner or first-time buyer, it's understandable to be anxious about how the general election will impact house prices. Keep reading to find out how the election could reshape the housing market and what it means for your home purchase plans.
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Following Rishi Sunak’s surprise election announcement, it wasn’t long before the focus turned to how the election will affect our wallets. If you’re a homeowner, home mover or first-time buyer, you’ll probably be wondering how the election will impact mortgage rates.
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1.5 million homeowners will reach the end of their fixed mortgage deals in 2024, meaning many households will see a rise in their monthly expenses. If your fixed rate deal is ending soon or you’re already on a variable rate, remortgaging could be a smart move. Let’s take a look at the main reasons you should remortgage this year.
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If you’re a first-time buyer under the age of 40, a Lifetime ISA could make it easier to save a deposit towards your first home. You can save up to £4,000 a year in your LISA and the government will boost your contributions by 25%, giving you a bonus of up to £1,000 each tax year. If you’re able to save more than this or you’ve already built up a decent house deposit fund, you might be wondering if you can have a cash ISA and a Lifetime ISA at the same time.
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If you’re hunting for your first home, you’ve probably come across the terms freehold and leasehold. To help you in your property search, we’ve outlined to pros and cons and buying freehold and leasehold to help you work out what property type is right for you.
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If you’re saving a deposit for a house, the right savings account could help you get on the ladder sooner. But which type of savings account should you choose? Let’s take a look at two of the most tax-efficient and rewarding options: the Cash ISA vs Lifetime ISA.
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It’s a lot easier to put money aside when you have a particular goal in mind. Whether it’s your first home, retirement, a once-in-a-lifetime trip or starting a family - there can be lots of reasons you want to save. Here’s how to set a goal, and how to make sure you hit your target.
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If you’d like to build wealth or protect your assets, a wealth manager could help you achieve your financial goals. Wealth managers are essentially a type of financial advisor, except they tend to specialise in helping high-net-worth individuals, rather than people with modest incomes and portfolios. If you’re seeking financial advice because you’re thinking of buying a property or remortgaging your home, we may be able to help. But if you’re looking for an expert who’ll grow and protect your assets, you might need a wealth manager. In this guide, we’ll share 5 of the top wealth management to choose from. You might also like: What’s the difference between a financial advisor and a wealth manager?
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If you’re an NHS key worker, getting a mortgage could be easier than you think. You might even be able to access better mortgage deals than those in other professions. Keep reading to find out everything you need to know in our essential guide to mortgages for NHS staff.
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One of the biggest decisions you’ll make when buying a home is what type of property to go for. Whether you choose a city-centre flat, a new build house in the suburbs, or a traditional cottage in a small village, there are so many different types of houses to choose from.
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One of the biggest decisions you’ll make when buying your first home is whether to buy a flat or a house. If you want lots of space and a garden, a house might seem like the most obvious choice. But if you’re on a very tight budget or you want to live in a city, a flat might be better. In this guide, we’ll walk you through the advantages and disadvantages of houses and flats to help you decide which property type is right for you.
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A lot of people dream of having their own place. Whether you want to live solo but can’t afford to rent by yourself or simply want to get your foot on the property ladder - there are lots of reasons why you might want to buy a house on your own. But is it possible? Find out how you can buy a home by yourself, and the ways you can boost what you can afford in our guide.
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Getting a mortgage is sometimes way harder than it needs to be. Not only do mortgage lenders want you to have a good salary and excellent credit rating, they also expect you to have a house deposit. But for many first time buyers, saving up for a house deposit can be impossible while renting. Thankfully, there are plenty of ways to get a mortgage with no house deposit, or a small amount saved up. You just need to know where to look.
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Over the past few decades, the cost of homes has outpaced the average rise in earnings, leaving many renters wondering if they’ll ever be able to buy their own home. But there could be hope on the horizon. The most recent figures show that house prices are staying pretty stable, only rising 1.6% compared to a year ago, and are expected to only rise a small amount over the second half of 2025. If this happens, first-time home buyers might find it a little bit easier to get onto the ladder thanks to less stringent affordability testing from mortgage lenders and strong market supply. But does this mean that it is now a good time to buy a house? Find out whether you should buy a house now or wait in this guide.
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